Credit Report Monitoring - How does credit report monitoring help me?

Credit Monitoring refers to monitoring your credit report, usually on a daily basis, oftentimes at all 3 national credit bureaus, for key changes in your credit report. The items monitored may include new accounts opened, new addresses added, new inquiries into your credit, and other changes that may signal potential identity theft or fraud.

Additionally credit monitoring may report items that are important for you to review in order to keep your credit current and accurate, such changes as major derogatory items or past due delinquencies, collections and charge-offs, bankruptcies, and liens and judgements.

So whether you want some credit protection to detect or possibly prevent theft of your identity, or whether you just want to stay alerted of important changes that may adversely affect your credit report, credit report monitoring at all three credit agencies may be for you.